Today’s Most Affordable Online MSN Programs

Advance your nursing career without racking up student loan debt by attending one of 2024’s most affordable online MSN programs.

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A smiling female healthcare professional in teal scrubs using a laptop in front of a bookshelf full of books.

If you want to become a nurse anesthetist, midwife, or practitioner, you’ll need to earn your Master of Science in Nursing (MSN). On top of training you to provide top-notch patient care, people holding an MSN degree earn roughly $126,000 a year, making it a lucrative career choice. And with a 38% projected growth rate through 2032, MSN holders will have no trouble finding employment after graduation.

The downside to pursuing an MSN is the the cost of the degree itself. Fortunately, there are hundreds of online MSN programs available to help you avoid debt and continue to work while in school. But with so many programs to choose from, how do you select the right one?

To help you get started, we’ve researched the most affordable online MSN programs offered today, along with information on funding your degree. Keep reading to begin your MSN program search and have all of your questions answered.

2024’s Most Affordable Online MSN Programs

When choosing an online MSN program, there are several important factors to consider in addition to affordability. You also want to investigate potential specialties, school and program accreditation, faculty qualifications, clinical placements, and learning format.

Our rankings of the most affordable online MSN programs profiled below are based on a combination of affordability and other data from the Integrated Postsecondary Education Data System (IPEDS). Click on the “About the ranking” button below for more details.

About the ranking
1
Stephenville, Texas
Type:
Public
Cost:
$

Tarleton State University’s Master of Science in Nursing is exclusively available to RNs eligible for Texas licensure. The program, which begins in either spring or fall terms, combines online coursework with two hands-on nursing practicums. Students can tailor their education with concentrations in nursing administration or nursing education. With accelerated eight-week courses, students can complete the program in as little as 12 months by taking two courses each term. Students who take one course per term can graduate in two years. Graduates are well-prepared for leadership roles, positions as nurse educators, or to further their studies with a Doctor of Nursing.

Program Highlights:

Master of Science in Nursing

  • Credits: 36
  • Length: 1-2 years
  • Mode: Partially online
  • Accreditation: CCNE

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
2
Type:
Public
Cost:
$

The Master of Science in Nursing with a Nurse Educator Emphasis from Eastern New Mexico University is available entirely online. This program was designed for professional nurses who want to transition into careers as nurse educators, allowing them to earn their MSN without relocating or compromising their full-time work commitments. In addition to the 12-credit MSN core, students take an additional 24 credits in the education emphasis. ENMU has structured this MSN as a two-year program. Students are expected to take two classes each spring, summer, and fall semester to achieve this graduation timeframe. Several scholarships are also available to support students.

Program Highlights:

Master of Science in Nursing

  • Credits: 36
  • Length: 2 years
  • Mode: Fully online
  • Accreditation: ACEN

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
3
Milledgeville, Georgia
Type:
Public
Cost:
$

The MSN program at Georgia College and State University is ideal for nurses with a BSN who want to advance their careers. Coursework is fully online, and students can pursue one of five distinct concentrations without having to travel to campus. Specialization options include family nurse practitioner, psychiatric mental health nurse practitioner, women’s health nurse practitioner, nurse educator, and nurse midwifery. Students have maximum flexibility when it comes to completing the program. They can graduate with their MSN in just two years or take up to seven years to graduate. All clinicals for this program must be completed within the state of Georgia.

Program Highlights:

Master of Science in Nursing

  • Credits: 39-45
  • Length: 2-7 years
  • Mode: Fully online
  • Accreditation: CCNE

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
4
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
5
Jonesboro, Arkansas
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
6
Fayetteville, North Carolina
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
7
Carrollton, Georgia
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
8
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
9
Morrow, Georgia
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
10
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationNECHE
11
Lynchburg, Virginia
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
12
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
13
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
14
Dahlonega, Georgia
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
15
Midway, Kentucky
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
16
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
17
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
18
Evansville, Indiana
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
19
Cullowhee, North Carolina
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
20
Lake Charles, Louisiana
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
21
Pineville, Louisiana
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
22
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationNECHE
23
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
24
Beaumont, Texas
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
25
Bartlesville, Oklahoma
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
26
Columbus, Georgia
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
27
Florence, Alabama
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
28
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
29
Joliet, Illinois
Type:
Private not-for-profit
Cost:
$$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
30
Boone, North Carolina
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
31
Russellville, Arkansas
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
32
Greenville, North Carolina
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
33
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
34
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
35
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
36
Muncie, Indiana
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
37
Wheeling, West Virginia
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
38
Stevenson, Maryland
Type:
Private not-for-profit
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationMSCHE
39
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
40
Jackson, Tennessee
Type:
Private not-for-profit
Cost:
$$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
41
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
42
Statesboro, Georgia
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
43
Pittsburg, Kansas
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
44
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
45
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
46
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
47
Boca Raton, Florida
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
48
Thibodaux, Louisiana
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC
49
Bourbonnais, Illinois
Type:
Private not-for-profit
Cost:
$$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationHLC
50
Type:
Public
Cost:
$

School Services & Accreditation

Career ServicesYes
Academic CounselingYes
AccreditationSACSCOC

Funding Your Online MSN Degree: 5 Ways to Save

No matter which online MSN program you choose, cost is a significant factor. Fortunately, there are many ways to make getting your MSN more affordable, and we discuss five of the most common ways below.

  1. Scholarships, grants, and fellowships created for MSN students.

    There are many grants, scholarships, and fellowships available for students pursuing their MSNs. Awards are based on factors like financial need, academics, special interests, race, gender, and ethnicity. You can find scholarships and grants through sources like the American Association of Colleges of Nursing and our scholarships and resources guide.

  2. Work-Study or Assistantships

    Word-Study or Graduate Assistantships allow you to get hands-on experience while also pursuing your degree. Work-study provides part-time work through your school, either on or off campus. Assistantship commitments vary significantly from one opportunity to another.

  3. Employer Tuition Reimbursement Programs

    Many employers recognize the value of employees pursuing advanced degrees. They know they’ll bring more value and knowledge to the organization and its patients. Offering tuition reimbursement is also a way for companies to attract top talent. Check with your supervisor or HR department to find out if this is an option through your employer. Many companies offer up to $5,250 per year, the maximum allowed by the IRS that is free of taxes. Healthcare employers like Duke University Health System and Memorial Sloan-Kettering Cancer Center offer tuition reimbursement programs.

  4. Payment Plans

    Many schools allow students to pay their tuition fees via a payment plan. Mt. Carmel College of Nursing, for example, lets students pay costs monthly for up to a year with no finance charges or interest. The University of Cincinnati Online is another school that offers payment plan options based on a student’s needs.

  5. Paid Internships

    Some students find paid internships where they learn on the job by putting their skills and education to work. Internships are offered in hospitals, educational settings, clinics, and in a variety of specialty areas. You can even find some paid internship opportunities on career websites like Indeed.

FAQs about Affordable MSN Programs

Q. What impacts the affordability of an online MSN Program?

Many factors impact the affordability of an online MSN program, including whether a school is private or public or if the program is online or in person. Other factors such as available scholarships, work-study programs, and transfer credits also directly affect how much the program will cost you. Carefully consider each of these factors to calculate the affordability of a program.

Q. What is the ROI of an online MSN program?

Obtaining an MSN advances your career and increases earnings. According to the Bureau of Labor and Statistics, the median annual income for medical and health service managers was $104,280 with the lowest ten percent of workers making less than $59,980 and the highest ten percent earning upwards of $195,630. Knowing what you might make with an MSN as compared to the cost of your degree can help you determine your ROI.

Q. How can I ensure that an affordable MSN program is high-quality?

To ensure a program is high-quality, choose one that is accredited by the U.S. Department of Education through agencies like the Accreditation Commission for Education in Nursing (ACEN), the Commission on Collegiate Nursing Education (CCNE), or the Accreditation Commission for Midwifery Education (ACME). Also look at a school’s ranking, the faculty’s experience, networking opportunities, available clinical experience, graduate performance on national certification exams, and job placement numbers.

Q. Is an online MSN more affordable than an in-person MSN?

Some schools provide a cheaper tuition rate for online students than for in-person ones. Affordability goes beyond this, though, extending into time saved from travel and from having to take time off to attend classes.

Q. Can job experience count towards an MSN and help cut costs?

Some schools offer credit toward their programs based on previous work experience, which allows students to skip some courses, graduate faster, and ultimately pay less for their degrees. Every program is different, though, and some programs require that applicants take examinations to evaluate the number of credits and assess competency in different subjects before allowing job experience to count toward their degrees.

Q. How can I know if an affordable MSN program is right for me?

Begin by listing your must-haves for an online MSN program. You might include items like cost, program length, whether it’s fully or partially online, the specialties offered, admissions requirements, faculty, etc. Compare this list to what potential schools offer. Only by doing adequate research up front can you be sure that any affordable MSN program is right for you.

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